Sixth submission to the Commission of Enquiry into the failure of CL Financial Limited, et al

13th September 2011

Afra Raymond’s sixth submission to the

Commission of Enquiry into the failure of
CL Financial Limited
Colonial Life Insurance Company (Trinidad) Limited
Clico Investment Bank Limited
Caribbean Money Market Brokers Limited and
The Hindu Credit Union Credit Union Co-operative Society Limited

My name is Afra Martin Raymond and I am a Chartered Surveyor, being a Fellow of the Royal Institution of Chartered Surveyors.  I am Managing Director of Raymond & Pierre Limited – Chartered Valuation Surveyors, Real Estate Agents and Property Consultants.  I am also the President of the Joint Consultative Council for the Construction Industry (JCC), an umbrella organisation which represents the interests of Engineers, Surveyors, Architects, Town Planners and Contractors in this Republic.

This submission is being made in my personal capacity and does not represent the position of either Raymond & Pierre Limited or the JCC.

My work on this vital issue can be seen at

I am willing to give oral evidence before the Commission.

This submission is supplementary and comprises a single article, published on 15th September 2011, titled ‘The Colman Commission – Balancing the Scale‘.

I do believe all the items in this submission to be true and correct.


Afra M. Raymond B.Sc. FRICS
Apt. #14, Highsquare Condominiums,
1a Dere Street,
625 8168 (h)
678 9802/350 6215 (c)
625 6230 (d)


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